Annual ROI here includes first-year mortgage principal paydown alongside cash flow, so it will read higher than a cash-on-cash figure. Estimates only. They do not include closing costs, land transfer tax, repairs, or capital expenditures. Confirm all numbers with your accountant and mortgage broker before you buy.
The calculator gives you a starting point. It doesn't know the building, the street, or what similar units actually rent for.
Send it over and I'll come back with a five-year projection, a full expense breakdown, and what comparable properties in that area are really doing.
